| Market cap | $405.05M | 
|---|---|
| Enterprise value | $707.29M | 
| Revenue | $573.213M | 
|---|---|
| EBITDA | $103.628M | 
| Income | $77.345M | 
| Revenue Q/Q | -1.22% | 
| Revenue Y/Y | -7.03% | 
| P/E | 9.38 | 
|---|---|
| Forward P/E | 17.00 | 
| EV/Sales | 1.23 | 
| EV/EBITDA | 6.83 | 
| EV/EBIT | 4.79 | 
| PEG | 9.04 | 
| Price/Sales | 0.71 | 
| P/FCF | 1.56 | 
| Price/Book | 0.95 | 
| Book/Share | 132.13 | 
| Cash/Share | N/A | 
| FCF yield | 64.24% | 
| Volume | 20.365k / 28.140k | 
|---|---|
| Relative vol. | 0.72 × | 
| EPS | 13.45 | 
|---|---|
| EPS Q/Q | -112.37% | 
| Est. EPS Q/Q | -23.68% | 
| Profit margin | 13.49% | 
|---|---|
| Oper. margin | 25.76% | 
| Gross margin | 100.00% | 
| EBIT margin | 25.76% | 
| EBITDA margin | 18.08% | 
| Ret. on assets | 7.04% | 
|---|---|
| Ret. on equity | 18.88% | 
| ROIC | 13.58% | 
| ROCE | 13.98% | 
| Debt/Equity | 1.49 | 
|---|---|
| Net debt/EBITDA | 24.10 | 
| Current ratio | 14.92 | 
| Quick ratio | 14.92 | 
| Volatility | 2.43% | 
|---|---|
| Beta | 1.61 | 
| RSI | 51.98 | 
|---|
| Insider ownership | 8.48% | 
|---|---|
| Inst. ownership | 87.58% | 
| Shares outst. | 5.845M | 
|---|---|
| Shares float | 0.000 0.00% | 
| Short % of float | 47.81% | 
| Short ratio | 12.21 | 
| Dividend | N/A | 
|---|---|
| Dividend yield | N/A | 
| Payout ratio | N/A | 
| Payment date | N/A | 
| Ex-dividend date | N/A | 
| Earnings date | 19 Jul 2024 | 
| 
Sunday, 22 October 2023
 | |
| World Acceptance's earnings growth rate lags the 2.3% CAGR delivered to shareholders | |
| 
Friday, 21 July 2023
 | |
| World Acceptance Corporation Reports Fiscal 2024 First Quarter Results | |
| 
Thursday, 17 November 2022
 | |
| 15 Most Shorted Stocks Right Now | |
| 
Thursday, 27 October 2022
 | |
| World Acceptance Corporation Reports Fiscal 2023 Second Quarter Results | |
| 
Thursday, 5 May 2022
 | |
| World Acceptance Corporation Reports Fiscal 2022 Fourth Quarter Results | |
| 
Tuesday, 25 January 2022
 | |
| World Acceptance Corporation Reports Fiscal 2022 Third Quarter Results | |
| 
Thursday, 16 December 2021
 | |
| World Acceptance Stock Jumps 4.3%: Will It Continue to Soar? | |
| 
Tuesday, 26 October 2021
 | |
| World Acceptance Corporation Reports Fiscal 2022 Second Quarter Results | |
| 
Tuesday, 19 October 2021
 | |
| World Acceptance Corporation Announces Second Quarter 2022 Conference Call on the Internet | |
| 
Tuesday, 21 September 2021
 | |
| World Acceptance Announces Proposed Offering of $300.0 Million of Senior Notes Due 2026 | |
| 
Monday, 28 June 2021
 | |
| World Acceptance Corporation Expands Its Board | |
| 
Thursday, 6 May 2021
 | |
| World Acceptance Beats Q4 Earnings Estimates | |
| 
Monday, 22 March 2021
 | |
| ONGOING INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against World Acceptance Corporation and Encourages Investors with Losses in Excess of $100,000 to Contact the Firm | |
| 
Friday, 22 January 2021
 | |
| World Acceptance Corp Q3 2021 Earnings Call Transcript | |
| World Acceptance Corporation Reports Fiscal 2021 Third Quarter Results | |
| 
Tuesday, 19 January 2021
 | |
| World Acceptance Corporation Announces Third Quarter 2021 Conference Call On The Internet | |
| 
Saturday, 12 December 2020
 | |
| Is WRLD A Good Stock To Buy Now? | |
| 
Wednesday, 2 December 2020
 | |
| World Acceptance's Shares March Higher, Can It Continue? | |
| 
Thursday, 22 October 2020
 | |
| World Acceptance Beats Q2 Earnings Estimates | |
| World Acceptance Corporation Reports Fiscal 2021 Second Quarter Results | |
| 
Friday, 14 August 2020
 | |
| The Law Offices of Frank R. Cruz Announces Investigation of World Acceptance Corporation on Behalf of Investors | |
| 
Friday, 7 August 2020
 | |
| Breach Of Duty Investigation: World Acceptance Corp. | |
| 
Thursday, 6 August 2020
 | |
| INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against World Acceptance Corporation and Encourages Investors with Losses in Excess of $100,000 to Contact the Firm | |
| U.S. SEC fines World Acceptance Corp $21.7 million for Mexican bribes | |
| 
Thursday, 30 July 2020
 | |
| World Acceptance Corporation Reports Fiscal 2021 First Quarter Results | |
| Insider | Trans. Transaction | Total value | 
|---|---|---|
| Luke J. Umstetter See remarks | Sale 1 May 2024 | $61,407 | 
| Luke J. Umstetter See remarks | Sale 1 Feb 2024 | $52,564 | 
| John L Jr Calmes See remarks | Option 1 Dec 2023 | $562,380 | 
| Jason E. Childers SVP and Information Technology | Sale 21 Jul 2023 | $140,827 | 
| Scott Mc Intyre SVP and Accounting | Sale 15 Jun 2023 | $68,306 | 
| Jason E. Childers SVP and Information Technology | Sale 18 May 2023 | $111,780 | 
| Scott Mc Intyre SVP and Accounting | Sale 15 May 2023 | $55,328 | 
| Jason E. Childers SVP and Information Technology | Sale 4 May 2023 | $112,250 | 
| Clifford Sosin 10% owner | Sale 13 Apr 2023 | $452,909 | 
| Clifford Sosin 10% owner | Sale 3 Apr 2023 | $477,819 | 
| Ken R Jr Bramlett Director | Sale 1 Feb 2023 | $291,000 | 
Powered by
Robintrack.
| Insider | Age | Since | Compensation | 
|---|---|---|---|
| Jason Childers (45) Senior Vice President - Information Technology since 2018 | 45 | 2018 | $4,212,220 | 
| Ravin Prashad (39) President, Chief Executive Officer, and Director since 2018 | 39 | 2018 | $932,182 | 
| Ravin Chad Prashad (40) Pres, CEO, and Director | 40 | $876,884 | |
| John Calmes (40) Chief Financial, Strategy Officer, Executive Vice President, and Treasurer since 2018 | 40 | 2018 | $549,504 | 
| Daniel Dyer (47) Executive Vice President and Chief Branch Operations Officer since 2018 | 47 | 2018 | $541,576 | 
| Daniel Clinton Dyer (48) Exec. VP and Chief Branch Operations Officer | 48 | $517,772 | |
| John L. Calmes Jr. (41) Exec. VP, CFO, Chief Strategy Officer, and Treasurer | 41 | $509,762 | |
| Luke J. Umstetter (41) Sr. VP, Gen. Counsel, Chief Compliance Officer, and Sec. | 41 | $376,397 | |
| Luke Umstetter (40) Senior Vice President, General Counsel, and Secretary since 2018 | 40 | 2018 | $370,830 | 
| Alice Lindsay Caulder (45) Sr. VP of HR | 45 | $331,285 | |
| Jason E. Childers (46) Sr. VP of Information Technology | 46 | $329,399 | |
| A. Lindsay Caulder (44) Senior Vice President of Human Resources since 2018 | 44 | 2018 | $327,968 | 
| Charles Way (67) Independent Director since 1991 | 67 | 1991 | $55,000 | 
| Ken Bramlett (60) Independent Chairman of the Board since 2015 | 60 | 2015 | $50,000 | 
| Darrell Whitaker (62) Independent Director since 2008 | 62 | 2008 | $40,000 | 
| Scott Vassalluzzo (48) Independent Director since 2011 | 48 | 2011 | $40,000 | 
| Scott McIntyre (43) Senior Vice President - Accounting since 2018 | 43 | 2018 | |
| Jackie C. Willyard (58) Sr. VP of South Eastern Division | 58 | ||
| Ricardo Cavazos Saldana (49) Sr. VP of Mexico Operations | 49 | ||
| Jeff L. Tinney (58) Sr. VP of Western Division | 58 | ||
| Victoria G. Hammond | |||
| Scott McIntyre (44) Sr. VP of Accounting | 44 | 
world acceptance corp is a company based out of 113 e 4th st , ocilla, georgia, united states.
- Finance > Consumer Finance
- World Acceptance Corp., 104 S. Main Street, Greenville 29601, United States
- 864 298 9800
- Investor relations
Quarterly EPS estimates
Profit margin
Debt to assets
Cash flow
Balance sheet
| (in millions USD) | 31 Mar 2024 | 31 Dec 2023 | |||
|---|---|---|---|---|---|
| Current assets | |||||
| Cash | $11.83946 | $12.775524 | |||
| Short term investments | |||||
| Net receivables | |||||
| Inventory | |||||
| Total current assets | |||||
| Long term investments | |||||
| Property, plant & equipment | $102.398435 | $103.24517 | |||
| Goodwill & intangible assets | $18.440524 | $19.477564 | |||
| Total noncurrent assets | |||||
| Total investments | $847.440309 | $907.229249 | |||
| Total assets | $1,056.351043 | $1,119.538669 | |||
| Current liabilities | |||||
| Accounts payable | $53.974198 | $45.043161 | |||
| Deferred revenue | |||||
| Short long term debt | |||||
| Total current liabilities | |||||
| Long term debt | |||||
| Total noncurrent liabilities | |||||
| Total debt | $577.949629 | $667.476342 | |||
| Total liabilities | $631.923827 | $712.519503 | |||
| Stockholders' equity | |||||
| Retained earnings | $137.994264 | $122.148886 | |||
| Other stockholder equity | |||||
| Total stockholder equity | $424.427216 | $407.019166 | |||
| (in millions USD) | 2024 | 2023 | ||
|---|---|---|---|---|
| Current assets | ||||
| Cash | $11.83946 | $16.508935 | ||
| Short term investments | ||||
| Net receivables | ||||
| Inventory | ||||
| Total current assets | ||||
| Long term investments | ||||
| Property, plant & equipment | $102.398435 | $105.21532 | ||
| Goodwill & intangible assets | $18.440524 | $22.66037 | ||
| Total noncurrent assets | ||||
| Total investments | $847.440309 | $887.788486 | ||
| Total assets | $1,056.351043 | $1,117.318141 | ||
| Current liabilities | ||||
| Accounts payable | $53.974198 | $50.55992 | ||
| Deferred revenue | ||||
| Short long term debt | ||||
| Total current liabilities | ||||
| Long term debt | ||||
| Total noncurrent liabilities | ||||
| Total debt | $577.949629 | $678.998718 | ||
| Total liabilities | $631.923827 | $732.091404 | ||
| Stockholders' equity | ||||
| Retained earnings | $137.994264 | $97.154898 | ||
| Other stockholder equity | ||||
| Total stockholder equity | $424.427216 | $385.226737 | ||
Income statement
| (in millions USD) | 31 Mar 2024 | 31 Dec 2023 | |||
|---|---|---|---|---|---|
| Revenue | |||||
| Total revenue | $159.264903 | $137.749387 | |||
| Cost of revenue | |||||
| Gross profit | $159.264903 | $137.749387 | |||
| Operating activities | |||||
| Research & development | |||||
| Selling, general & administrative | $71.618136 | $65.909307 | |||
| Total operating expenses | $100.894284 | $106.541301 | |||
| Operating income | $58.370619 | $31.208086 | |||
| Income from continuing operations | |||||
| EBIT | $58.370619 | $31.208086 | |||
| Income tax expense | $11.554501 | $2.853344 | |||
| Interest expense | $11.756876 | $11.689924 | |||
| Net income | |||||
| Net income | $35.059242 | $16.664818 | |||
| Income (for common shares) | $35.059242 | $16.664818 | |||
| (in millions USD) | 2024 | 2023 | ||
|---|---|---|---|---|
| Revenue | ||||
| Total revenue | $573.213402 | $616.545364 | ||
| Cost of revenue | ||||
| Gross profit | $573.213402 | $616.545364 | ||
| Operating activities | ||||
| Research & development | ||||
| Selling, general & administrative | $268.600159 | $279.473798 | ||
| Total operating expenses | $425.573379 | $538.936997 | ||
| Operating income | $147.640023 | $77.608367 | ||
| Income from continuing operations | ||||
| EBIT | $147.640023 | $77.608367 | ||
| Income tax expense | $22.062509 | $5.913783 | ||
| Interest expense | $48.232287 | $50.462594 | ||
| Net income | ||||
| Net income | $77.345227 | $21.23199 | ||
| Income (for common shares) | $77.345227 | $21.23199 | ||
Cash flows
| (in millions USD) | 31 Mar 2024 | 31 Dec 2023 | |||
|---|---|---|---|---|---|
| Net income | $35.059242 | $16.664818 | |||
| Operating activities | |||||
| Depreciation | $2.768429 | $2.758033 | |||
| Business acquisitions & disposals | -$1.978815 | ||||
| Stock-based compensation | $0.71311 | -$0.501118 | |||
| Total cash flows from operations | $83.813421 | $58.883997 | |||
| Investing activities | |||||
| Capital expenditures | -$1.471303 | -$1.173512 | |||
| Investments | $25.621895 | -$68.860246 | |||
| Total cash flows from investing | $22.171777 | -$70.033758 | |||
| Financing activities | |||||
| Dividends paid | |||||
| Sale and purchase of stock | -$18.062972 | -$16.343555 | |||
| Net borrowings | -$88.74229 | $24.37236 | |||
| Total cash flows from financing | -$106.921262 | $5.139315 | |||
| Effect of exchange rate | |||||
| Change in cash and equivalents | -$0.936064 | -$6.010446 | |||
| (in millions USD) | 2024 | 2023 | ||
|---|---|---|---|---|
| Net income | $77.345227 | $21.23199 | ||
| Operating activities | ||||
| Depreciation | $10.888403 | $10.705801 | ||
| Business acquisitions & disposals | -$1.978815 | -$23.131758 | ||
| Stock-based compensation | -$1.683087 | $9.052835 | ||
| Total cash flows from operations | $265.783366 | $291.553786 | ||
| Investing activities | ||||
| Capital expenditures | -$5.582574 | -$5.297992 | ||
| Investments | -$127.576429 | -$152.15405 | ||
| Total cash flows from investing | -$135.137818 | -$180.5838 | ||
| Financing activities | ||||
| Dividends paid | ||||
| Sale and purchase of stock | -$33.336557 | -$13.659169 | ||
| Net borrowings | -$98.562976 | -$96.356195 | ||
| Total cash flows from financing | -$135.315023 | -$113.697373 | ||
| Effect of exchange rate | ||||
| Change in cash and equivalents | -$4.669475 | -$2.727387 | ||
Recent institutional transactions
| Quarter | Shareholder | Change | Shares owned Shares | Value (in thousands USD) | 
|---|---|---|---|---|
| 2024 Q1 | Wedge Capital Management L L P/nc | Opened
 | 4,481 | $649,655 | 
| 2024 Q1 | Marshall Wace, LL.P. | Opened
 | 4,254 | $616,744 | 
| 2024 Q1 | Bank Of New York Mellon Corp | -4.96%
 | 33,847 | $4,907,139 | 
| 2024 Q1 | Martingale Asset Management L P | Opened
 | 1,573 | $228,054 | 
| 2024 Q1 | Quantbot Technologies L.P. | +70.49%
 | 2,617 | $379,413 | 
| 2024 Q1 | Ameriprise Financial Inc | -2.21%
 | 20,206 | $2,929,465 | 
| 2024 Q1 | Public Employees Retirement Association Of Colorado | -18.87%
 | 830 | $120 | 
| 2024 Q1 | Yousif Capital Management | -10.56%
 | 1,542 | $223,559 | 
| 2024 Q1 | Amundi | +39.26%
 | 603 | $79,795 | 
| 2024 Q1 | New York State Teachers Retirement System | +1.91%
 | 7,361 | $1,067 | 
Institutional shareholders
| Shareholder | Stake | Shares owned Shares | Value (in thousands USD) | 
|---|---|---|---|
| Geode Capital Management | 1.44% | 84,178 | |
| Bank Of New York Mellon Corp | 0.58% | 33,847 | |
| Ameriprise Financial Inc | 0.35% | 20,206 | |
| Parametric Portfolio Associates | 0.26% | 15,283 | |
| Tiaa Cref Investment Management | 0.21% | 12,178 | |
| New York State Teachers Retirement System | 0.13% | 7,361 | |
| Bnp Paribas Financial Markets | 0.12% | 6,855 | |
| Wedge Capital Management L L P/nc | 0.08% | 4,481 | |
| Marshall Wace, LL.P. | 0.07% | 4,254 | |
| California State Teachers Retirement System | 0.06% | 3,728 |